Pay day loans. Take to our loan calculator
An alternate. Borrow ВЈ100 – ВЈ1,000, at the mercy of affordability
Representative 535%вЂ‹ APR.
An online payday loan is really a kind of short-term credit, whilst the title recommends, your debt using this form of loan is generally paid back in complete through the borrowerвЂ™s pay packet that is next.
Some loan providers create this type of pay day loans, however with Satsuma we just offer short-term loans. Our clients can borrow as much as ВЈ1,000, at the mercy of affordability, and repay between 3 to 12 months, in either regular or month-to-month instalments. This particular aspect differentiates a Satsuma loan from pay day loans.
Why pick Satsuma?
When making our option to payday advances, we desired to offering a flexible, short-term loan that allowed users to decide on just how long they spent repaying their loan.
You may want to consider using our loan calculator to get an understanding of exactly what your repayments will be before you apply for a Satsuma short-term loan. You should use the sliders setting the quantity you’ll want to borrow, whether you would like to repay it with regular or monthly premiums over their chosen time frame.
It places you in charge since you is able to see exactly just what the repayments could be, replace the quantity or payment period around, and work down what is the smartest choice for you.
Our loan calculator shows precisely what you will repay
Check always just before use
Once you submit an application for any credit, whether itвЂ™s a quick payday loan or an alternate like a quick term loan offered by Satsuma, it will probably leave a mark on your own credit history. In the event that youвЂ™ve become declined that loan because of a credit check, it might influence their credit rating вЂ“ even although you donвЂ™t find yourself taking out fully that loan. This might additionally influence the means other businesses evaluate your for credit.
With Satsuma you should check if your wanting to use. If you’re considering obtaining certainly one of our short-term loans, weвЂ™ll provide an eligibility choice within one minute. You won’t influence your credit rating until you decide to bring the loan out afterward.
YouвЂ™re maybe maybe maybe not obliged to need a loan out with us after checking and there wonвЂ™t become an archive from it in your credit report. The full application do nonetheless require a complete credit check.
We always check your tips
Their perhaps not really an application that is full we just want a few details
Protect their credit rating
Irrespective of the total outcome, it will not impact their credit history until you elect to use
Provide you with their consequences
You will discover down in one minute. We are going to need certainly to check always their details if you opt to apply*
May I submit an application for a Satsuma loan on the web?
Satsuma only provides short-term loans online. Check always before you decide to use as soon as you’ve got done a couple of details, we could offer you a short choice in 60 moments. Then wish to proceed, this will be subject to a full affordability assessment which includes a credit check if you.
In a few circumstances we might need three monthsвЂ™ worth of payslips, this is certainly to validate your earnings.
You’ll need a few details to hand before you decide to use like:
- Their email
- Cell phone quantity
- Details of for which you have actually resided for the past three years
- Details of your revenue and outgoings
- Banking account facts
In the event that youвЂ™ve lent from us before or if you have actually a current loan with us, additionally, you will require your loan contract quantity.
Do Satsuma offer Bad Credit Payday Advances?
At Satsuma, we don’t provide bad credit pay day loans as there is absolutely no thing that is such. Whilst some might assume that a dismal |credit that is poor} may end up in payday advances being the sole choice available, you can find options available according to specific requirements and circumstances, such as for example a brief term loan like Satsuma.
What’s a Guarantor Loan, and do Satsuma offering these?
No. Guarantor loans which need the debtor a party that is secondary the mortgage payment if the original applicant defaults at any point.
Satsuma try not to offering guarantor loans, among the popular features of a Satsuma term that was brief was it is a вЂno guarantorвЂ™ loan.
Also you may still be eligible for a Satsuma loan which doesnвЂ™t require a guarantor if you have had difficulties with credit in the past.